Insurance was built to understand people. The next century belongs to machines.

Building the machine evidence layer for commercial insurance
The Shift

For centuries, insurance decisions have relied on human evidence —
what people observe, report and attest.

Autonomous systems generate evidence — not testimony.

EXHIBIT A — HUMAN EVIDENCE
Witness Statement

"I heard a loud noise around mid-afternoon. By the time I turned around, the machine had already stopped. I couldn't say exactly what it was doing before that…"

Recorded: 3 days after the incident Certainty: subjective Signed: ————————
EXHIBIT B — MACHINE EVIDENCE
14:02:11.204ALT118.4mNOMINAL
14:02:11.921BATTcell_3 11.02VDEVIATION
14:02:12.339CMDRTL initiatedAUTONOMOUS
14:02:13.876MOTOResc_2 desyncFAULT
14:02:14.102GPSfix lost · 9 satsDEGRADED
14:02:15.001STATEuncontrolled descentCRITICAL
Recorded: at the moment of the incident Certainty: millisecond-precise
One remembers. One records.
Insurance has standards for the first — and none for the second.
Machine Evidence
Live Engines
28.6139° N · 77.2090° E DGCA ZONE · INDIA

Aerial Systems · UAV

Commercial drones are the fastest-growing autonomous fleet worldwide. From agricultural sprayers crashing into power lines to delivery drones failing mid-flight, every incident generates flight controller logs that contain the truth.

  • Agricultural SprayingWire strikes, EMI interference, battery failsafe. The #1 claim category in India.
  • Drone DeliveryGPS-denied failures, payload drops, collision avoidance failures mid-route.
  • Infrastructure InspectionPower line, pipeline, turbine proximity. High-value incidents requiring precise fault attribution.
  • eVTOL Air TaxisPassenger liability, multi-rotor redundancy failure, urban airspace incidents.
Formats:ArduPilot DataFlash · PX4 ULog · DJI DAT · JIYI K++ · MAVLink · DJI SDK
Ground Intelligence
CAN Bus · ROS2 · OBD-II GROUND DOMAIN

Ground Systems · UGV

From autonomous agricultural machines to last-mile delivery robots, ground-based autonomous systems generate dense telemetry trails that traditional accident investigation cannot decode.

  • Agricultural RobotsField navigation failures, crop damage incidents, slope and terrain-related events.
  • Last-Mile DeliverySidewalk robot incidents, pedestrian proximity failures, pavement-related claims.
  • Mining & ExcavationAutonomous haul truck incidents, underground navigation failure, blast-zone violations.
  • Security & PatrolPerimeter breach, obstacle collision, missed-threat attribution on autonomous patrol units.
Formats:CAN Bus · ROS2 · OBD-II · NMEA · Proprietary OEM Logs
Maritime Intelligence
NMEA 2000 · AIS · IEC 61162 MARITIME DOMAIN

Maritime Systems · USV / ROV

Autonomous surface and subsea vessels are entering insurance markets without any established forensic standard. When a USV collides or grounds, the log data is the only objective record of what happened.

  • Auto Surface VesselsNavigation failure, collision avoidance failure, grounding and stranding incidents.
  • Port LogisticsAutonomous crane and guided vehicle incidents, cargo damage attribution.
  • Coastal PatrolUSV mission abort, weather override, communication loss and recovery events.
  • Underwater ROVTether failure, buoyancy loss, subsea infrastructure proximity incidents.
Formats:NMEA 2000 · AIS · IEC 61162 · Proprietary USV · Kongsberg
Subsea Intelligence
USBL · DVL · AUV Proprietary SUBSEA DOMAIN

Subsea Systems · AUV / ROV

Subsea autonomous systems operate in environments where human investigation is impossible. The telemetry log is the only witness — and decoding it requires specialist forensic capability that did not previously exist.

  • Inspection ROVHull and subsea pipeline survey, deepwater proximity incidents, high-value equipment loss.
  • Scientific AUVNavigation failure, abort sequence analysis, recovery incident attribution.
  • Offshore EnergyRiser inspection failure, subsea infrastructure proximity, equipment damage claims.
  • Military / DefenseMine countermeasures, surveillance mission logs, system recovery attribution.
Formats:USBL · DVL · AUV Proprietary · Kongsberg · Saab AUDS
Industrial Intelligence
ROS2 · EtherCAT · CANopen INDUSTRIAL DOMAIN

Industrial Systems · Robotics

Industrial robots operate in high-value, high-consequence environments. When a robot damages product, injures a worker, or fails during a surgical procedure, the telemetry log is the only objective record of what the machine did and why.

  • Warehouse PickersCollision with shelving systems, load drop incidents, navigation failure causing product damage.
  • Manufacturing ArmsJoint failure, toolpath deviation, end-effector malfunction and third-party property damage.
  • Surgical RobotsProcedure log analysis, force anomaly attribution, device malfunction evidence chain.
  • Collaborative RobotsHuman proximity incidents, safety stop analysis, workspace violation attribution.
Formats:ROS2 · EtherCAT · CANopen · IEC 61131 · OEM Proprietary
Robotics Intelligence
HUMANOID ROBO DOG ROS · ROS2 · Proprietary SDK ROBOTICS DOMAIN

Autonomous Robotics

The emerging wave of autonomous humanoid and service robots creates entirely new liability questions. When a robot fails, falls, or causes harm — who is responsible? The sensor logs contain the answer. Telemetra decodes them.

  • Humanoid RobotsBalance failure, joint overload, task interruption — first wave of consumer-facing liability claims.
  • Quadrupeds / Robo DogsInspection and patrol incidents, gait failure, collision events, perimeter breach attribution.
  • Service RobotsHospitality and retail autonomous robot incidents, customer proximity events.
  • Agricultural HarvestersCrop damage attribution, mechanical failure analysis, navigation error in field operations.
  • Logistics & ForkliftAutonomous forklift incidents, warehouse inventory robot failures, loading dock events.
Formats:ROS · ROS2 · Proprietary SDK · Sensor Fusion Logs · OEM Binary

Humans tell stories.
Machines leave evidence.

One Question. Every Policy.

When autonomous systems are involved, every claim eventually asks the same question.

PropertyA warehouse robot damages inventory.
LiabilityA robot injures a contractor.
MarineAn autonomous vessel runs aground.
What actually happened?
AviationA drone falls out of the sky.
ConstructionAutonomous equipment causes a site incident.
AgricultureA precision drone destroys a crop.
No Unified Interpretation Framework.Across every machine. Across every insurance line.
The Missing Layer

When machines fail, insurers receive enormous volumes of technical evidence — but little actionable insight.

01
Millions of machine events. One insurance claim.
The evidence exists. Insurers lack a common way to interpret it.
02
Liability is distributed.
Hardware · Software · Operator · OEM · Maintenance · Policy
03
Every machine speaks differently.
DJI · PX4 · ROS · CAN · Proprietary formats
04
Every investigation starts from zero.
No common insurance framework exists for interpreting machine-generated evidence.

This isn't a data problem.
It's an interpretation problem.

Introducing Telemetra

The interpretation layer for machine-generated evidence.

Machine-generated evidence is only valuable if insurers can understand it. Telemetra transforms telemetry, system logs and operational data into structured, explainable intelligence for claims, underwriting and risk decisions.

One platformconsistent framework
Multiple machine classesone interpretation layer
Consistent outcomesclaims to reinsurance
From Evidence to Verdict

Watch a claim become a verdict.

Stage 01 · Collect

Evidence arrives raw.

Telemetry, system logs, sensor records, images and video — ingested in whatever format the machine speaks.

Every output is traceable, explainable and supported by evidence.
What Telemetra Produces

Not features. Outcomes.

Claims Intelligence

What happened, and why.

Determine what happened, why it happened, and whether the loss is payable — with the evidence chain to support it.

Underwriting Intelligence

See the risk before it lands.

Identify emerging failure patterns, model-specific risks, operational behaviour and silent exposures.

Portfolio Intelligence

Learn across every incident.

Aggregate evidence across thousands of incidents to identify systemic risks, improve pricing and support reserving.

Built in the Real World

We've already lived this problem.

We spent a decade building drone insurance operations and dealing with the consequences when machines failed. Eventually we realised the technology wasn't the bottleneck. Understanding what happened was. The industry had no common way to interpret it.

Telemetra exists because insurance needs a forensic language for machines.

10,000+Commercial drones
insured
3,000+Claims
analysed
1,000+Forensic investigations
reviewed
Why Now
01

Machines are multiplying.

Autonomous systems are moving from pilots to daily commercial operations.

02

Insurance has no framework.

No common standard exists for interpreting machine-generated evidence.

03

Regulation is accelerating.

Regulators increasingly require operational data. Machine evidence is becoming the official record.

Machine-generated evidence will grow exponentially.
Insurance must evolve with it.

The future of insurance
will not be built on more data.
It will be built on
better interpretation.

Every autonomous machine records what happened. Telemetra helps insurance understand it.

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